Navigators

News

Hiring uninsured contractors and sub-contractors exposes you to risk Building your small business involves far more than the creation of a business plan and the appropriate signatures from your lender of choice. After all, putting pen to paper is only part of the challenge and far removed from the physical tasks involved with setting up your small business. Construction of your work area and/or store front could easily become the largest investment you'll make, with routine delays and unforeseen circumstances hidden under every block of concrete that's poured. Read More
Alcohol and the Office Party With the holiday season approaching, employers are once again planning their holiday festivities. Whether the festivity is large or small, it remains as important as ever that employers take proactive steps to ensure the health and safety of their employees who attend office parties or other celebrations. Read More...
Hallmark’s 60th Anniversary The journey began in 1948 with Bert Walters opening a brokerage office in Lawrence Park. Bert was succeeded by his son Douglas Walters and the business is now lead by his grandson John Walters. This year we are celebrating the achievements of three generations: 60 years of successful relationships with our clients, and 60 years of service excellence.
STAY SAFE while camping out By Toby A. Welch Camping is awesome – no annoying neighbours, no screeching telephones, no pile of work screaming your name, and no electronic gear distracting you. It is a great time to bond with your family or have a getaway with your buddies. But, if you watch the nightly news, you’ll see that what starts out as a fun weekend of camping can result it an awful experience, necessary rescues or even deaths when people don’t pay attention to safety issues. Learn More...
The winners of the Hallmark/ING draw for the Home Depot Gift Card was Mr. & Mrs. Neil Bowie of Markham The winners of the Hallmark/ING draw for the Home Depot Gift Card was Mr. & Mrs. Neil Bowie of Markham. Mr. & Mrs. Bowie are planning to re-do their kitchen, so the timing was perfect! Read More....
Insurers' profit picture mixed, with some gains Early losses due to weather could ruin homeowners' chances of rate reductions See more...
IBC Letter Re: Bank Act - March 2007 March 20, 2007 Dear fellow brokers, I am writing to inform everyone of the status of the Bank Act as it proceeds through Parliament. Firstly, bill C-37 (Bank Act) is currently at the Senate stage of debate. The bill has passed three readings of the House of Commons and the House Finance Committee met and discussed the bill in late February of this year. Read More....
Electric Bicycles: "E-Bikes" Technology changes in recent years has seen the introduction of a variety of small, battery powered vehicles. A number of provinces have amended their legislation to allow these vehicles to be used on sidewalks and public roads. On October 3,2006, Ontario introduced a three-year pilot project to permit electric bikes (e-bikes) to be used anywhere normal bicycles are allowed, as controlled by municipal by-laws. See more....
Perspective - December 2006 Perspective, IBC's quarterly analysis of economic trends in Canada's P&C insurance industry, is now available on IBC's members-only website, and attached is a copy for your convenience. Read More ....
Ergnomics for Kids Computer use is virtually universal among Canadian children. All schools and most homes have computers. A 2005 survey found that 94 percent of children from grade 4 to 11 go online from home. Indeed, 20 percent of Grade 4 students have their own personal computer; this climbs to 51 percent in Grade 11. See more....
Flood Safety Tips from Royal & SunAlliance In the aftermath of extensive flooding, leading home, auto and commercial insurer Royal & SunAlliance has some information that may help keep you safe and mitigate damage. See more...
The big problem of faulty buildings Design and/or construction mistakes can mean both owners and professionals pay higher insurance premiums. What you should know...
From House to Condo - It’s more than a change of address Many people are becoming attracted to the benefits of condominium living. The idea of freeing time from property maintenance so you can travel or spend time on leisure activities can be very appealing. But what are the property and liability risks associated with the condo lifestyle? Find out.....
Insurer returns not “obscene” Auto insurers are easy to hate and anyone with a grievance or axe to grind is likely to view their profits like a poke in the eye. Read more....
Managing your Auto Insurance Rates, Should you shop around? Despite falling auto insurance premiums, consumers with similar driving records and patterns are still subject to widely varying rates. These rate spreads are prompting drivers to shop around for auto insurance coverage and the increased volume of calls received at Hallmark Insurance is a reflection of that trend. Get some tips here.
Disclosure about Commercial Commissions – January 2005 Review statement.
Disclosure about Personal Commissions – December 2004 Our role is to provide you with the best Personal insurance value. Review statement